Terms & Conditions
Last updated: June 2026
1. Acceptance of Terms
By accessing or using the Lifestyle Loans website (lifestyleloans.com.au), you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use of this website immediately. Lifestyle Loans Vic Pty Ltd ABN 77 005 563 100 ("Lifestyle Loans", "we", "us" or "our") reserves the right to amend these terms at any time without notice. Continued use of the website following any changes constitutes your acceptance of the revised terms.
2. Nature of Information
The information provided on this website is general in nature and is intended for illustrative and discussion purposes only. It does not constitute financial product advice, credit advice, legal advice or any other professional advice. Nothing on this website should be relied upon as a substitute for obtaining appropriate professional advice tailored to your specific circumstances. Before acting on any information provided on this website, you should consider its appropriateness having regard to your own objectives, financial situation and needs.
3. Credit Licensing
Lifestyle Loans Vic Pty Ltd ABN 77 005 563 100 holds Australian Credit Licence 386407. We are authorised to engage in credit activities as defined under the National Consumer Credit Protection Act 2009 (Cth). Our credit services are provided in accordance with the obligations under that Act and applicable regulatory guidance.
4. No Guarantee of Outcomes
Information on this website, including calculator results, indicative borrowing estimates and loan comparisons, is provided as a guide only. Results do not represent quotes, pre-qualifications, or formal loan approvals. Actual loan terms, rates, fees and eligibility will be determined by the relevant lender based on your individual financial circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates are subject to change. Approved applicants only.
5. Calculator Disclaimer
The results from any calculator on this website should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you get in touch with us before taking out a loan so that we can provide you with advice tailored to your situation.
6. Third-Party Lenders
Lifestyle Loans acts as a credit intermediary and compares loan products from a panel of lenders. We do not act on behalf of any single lender. The inclusion of any lender on our panel does not constitute an endorsement or recommendation of that lender's products. Lender logos displayed on this website are used for identification purposes only. All lender products are subject to the relevant lender's own terms, conditions and approval criteria.
7. Intellectual Property
All content on this website, including but not limited to text, graphics, logos, images, calculator tools and software, is the property of Lifestyle Loans Vic Pty Ltd or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify or republish any content from this website without our prior written consent.
8. Privacy
Any personal information collected through this website is handled in accordance with our Privacy Policy, which is available at lifestyleloans.com.au/privacy-policy. By submitting your information through any form on this website, you consent to the collection and use of that information as described in our Privacy Policy.
9. Third-Party Links
This website may contain links to third-party websites. These links are provided for your convenience only. Lifestyle Loans does not endorse, control or take responsibility for the content, privacy practices or terms of any third-party website. Access to linked websites is at your own risk.
10. Limitation of Liability
To the maximum extent permitted by law, Lifestyle Loans Vic Pty Ltd, its directors, employees and agents accept no liability for any loss or damage (including indirect, consequential or economic loss) arising from your use of this website or reliance on any information contained on it. This includes, but is not limited to, errors, omissions, interruptions or delays in service.
11. Accuracy of Information
We endeavour to ensure the information on this website is accurate and up to date. However, we make no representations or warranties as to the accuracy, completeness or currency of any information on this website. Information relating to government grants, stamp duty concessions, scheme eligibility criteria and interest rates is subject to change without notice. You should verify all such information independently before making any financial decisions.
12. Governing Law
These Terms and Conditions are governed by the laws of the State of Victoria, Australia. Any disputes arising in connection with these terms will be subject to the exclusive jurisdiction of the courts of Victoria.
13. Contact Us
If you have any questions about these Terms and Conditions, please contact us at contact@lifestyleloans.com.au or in writing to Lifestyle Loans, 384 Keilor Rd, Niddrie VIC 3042.