Commercial Property Loans Melbourne
From warehouses and offices to retail spaces and mixed-use properties, we help commercial property buyers compare lenders, structure finance and secure funding with confidence.
“Amazing service. Responsive, accurate and honest service.”Monika Z.
Smarter Lending For Commercial Property
Commercial property finance is very different to a standard home loan. Lenders assess property type, lease terms, tenant strength, borrower income and business financials when determining loan suitability.
Whether you are purchasing your first commercial property, expanding a business premises portfolio or acquiring a commercial investment, Lifestyle Loans helps simplify the process and compare options across 60+ lenders.
- ✓Compare commercial lenders and loan structures
- ✓Understand commercial property lending requirements
- ✓Review lease, tenant and property considerations
- ✓Receive support from application through to settlement
Commercial Property Finance Options
We work with investors and business owners across a range of commercial property types.
Commercial Investment Property
Finance offices, warehouses, retail properties and mixed-use investments.
Owner Occupied Commercial
Purchase premises for your own business operations.
Warehouse & Industrial
Funding solutions for industrial properties, storage facilities and warehouses.
Retail & Mixed Use
Finance options for retail premises and mixed-use commercial assets.
Why Commercial Investors Choose Lifestyle Loans
Commercial Lending Expertise
Understand the unique requirements involved in commercial property finance.
60+ Lenders
Sixty lenders, one conversation. We compare major banks, specialist lenders and commercial funding options.
Flexible Loan Structures
Explore interest-only and principal-and-interest options depending on your goals.
Lease & Tenant Considerations
Understand how lease agreements and tenant quality can impact lender appetite.
Commercial Investment Support
Get guidance whether purchasing your first commercial property or expanding a portfolio.
Explore SMSF property lendingSettlement Guidance
We help manage the process from lender selection through to settlement.
Your Commercial Finance Journey
A structured process from initial strategy through to settled ownership.
Book A Call
Discuss your property goals, borrowing requirements and funding strategy.
Review The Opportunity
Assess property type, lease structure, tenant profile and lender suitability.
Compare Lenders
Review commercial lending options across our lender panel.
Secure Approval
Prepare and submit the commercial finance application.
Complete Settlement
Move forward with confidence through settlement and ownership.
Book A Call
Discuss your property goals, borrowing requirements and funding strategy.
Review The Opportunity
Assess property type, lease structure, tenant profile and lender suitability.
Compare Lenders
Review commercial lending options across our lender panel.
Secure Approval
Prepare and submit the commercial finance application.
Complete Settlement
Move forward with confidence through settlement and ownership.
What Commercial Clients Say
Here is what clients had to say about working with Lifestyle Loans on complex finance requirements.
C.M.
“Frank and Stephen are the best in the business! They were so patient and helpful as we had a couple of false starts with our property purchase. He was an absolute delight to deal with and nothing was ever too much trouble.”
Monika Z.
“Amazing service. Responsive, accurate and honest service. We can't thank lifestyle loans enough.”
Daniel T.
“The staff at lifestyle loans make everything so easy. Stephen was able to help us get a challenging loan and was extremely patient with us.”
Commercial Mortgage Brokers in Melbourne
Commercial property finance in Melbourne covers a wide range of asset types, including warehouses, industrial facilities, offices, retail premises, showrooms and mixed-use properties. Unlike residential lending, commercial loans are assessed across a broader set of criteria including the property's lease profile, tenant strength, location, property type, and the borrower's business income and entity structure. At Lifestyle Loans, we work with commercial investors and business owners to compare options across major banks and specialist commercial lenders.
Whether you are purchasing business premises to occupy, acquiring a commercial property as an investment, or building a commercial portfolio, the right loan structure matters. Commercial lending LVRs typically range from 65% to 80%, with deposits and documentation requirements varying significantly between lenders. Lease strength and remaining lease terms can also influence lender appetite. For tenanted investment properties, some lenders offer lease-doc commercial loans, where serviceability is assessed on the strength of the property's lease income rather than your personal or business financials (subject to eligibility and lender policy). For business owners, trading history and business financials play a central role in the assessment process. We help you understand what each lender is looking for and position your application accordingly.
Commercial property transactions are often more complex than residential purchases, with longer approval timelines and more detailed due diligence requirements. Our team works with businesses, investors and SMSF trustees to compare suitable lenders, navigate documentation requirements and manage the process through to settlement. If you are considering purchasing a warehouse, office or retail investment in Melbourne, a strategy call is a good place to start.
Common Commercial Property Loan Questions
Ready to Finance A Commercial Property?
Whether you are purchasing a warehouse, office, retail space or commercial investment property, we will help you compare lenders and structure the right finance solution.