Question 1

What is a loan health check?

Accepted Answer

A loan health check is a review of your current home loan to see whether your rate, repayments and loan structure are still competitive. We compare your current loan against available refinance options and let you know whether you could potentially save money.

Question 2

Will this affect my credit score?

Accepted Answer

No. Completing a loan health check does not involve a credit enquiry. We simply review your current loan details and available refinance options. A formal credit check only occurs if you decide to proceed with an application.

Question 3

How long does it take to get results?

Accepted Answer

One of our brokers will review your details and be in touch within 24 hours with personalised refinance options and a comparison of what may be available.

Question 4

How much could I save by refinancing?

Accepted Answer

Savings vary depending on your current interest rate, loan balance, property value and financial situation. Even a small reduction in your interest rate could potentially save thousands over the life of your loan.

Question 5

Do I need to refinance if I complete this form?

Accepted Answer

No. We simply review your current loan and provide personalised feedback on your options. There is no obligation to proceed.

Loan Health Check

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Frequently Asked Questions