Model purchase scenarios across different price points, LVRs, repayments, and costs. Built for real buyer planning conversations.
Scenario Settings
From
To
Conveyancing, legal fees, and settlement costs
Loan amounts at or below this show green
Equity Release
This is an estimate only. Actual equity available depends on your lender's assessment and current loan terms.
Property Sale
Net proceeds are an estimate. Actual amounts will depend on settlement adjustments, discharge fees, and agent negotiations.
Available Contribution
Optional. Include any funds already available toward this purchase.
Purchase Scenarios
Purchase Costs | ||||||||
| Purchase Price | $600,000 | $650,000 | $700,000 | $750,000 | $800,000 | $850,000 | $900,000 | $950,000 |
| Stamp Duty | $31,070 | $34,070 | $37,070 | $40,070 | $43,070 | $46,070 | $49,070 | $52,070 |
| Other Costs | $5,000 | $5,000 | $5,000 | $5,000 | $5,000 | $5,000 | $5,000 | $5,000 |
| Total Purchase Cost | $636,070 | $689,070 | $742,070 | $795,070 | $848,070 | $901,070 | $954,070 | $1,007,070 |
80% LVR | ||||||||
| Loan Amount (80%) | $480,000 | $520,000 | $560,000 | $600,000 | $640,000 | $680,000 | $720,000 | $760,000 |
| Total Funds Required | $156,070 | $169,070 | $182,070 | $195,070 | $208,070 | $221,070 | $234,070 | $247,070 |
| Monthly Repayment@ 6.02% p.a. | $2,884 | $3,124 | $3,365 | $3,605 | $3,845 | $4,086 | $4,326 | $4,566 |
Investment Snapshot
Select a purchase price to model rental returns against
4% Yield Guide
4% is a commonly used benchmark rental yield for residential investment properties. Actual rental returns vary by suburb, property type, vacancy rates, and market conditions.
Estimated weekly rental income
The 1% Rule
The 1% rule is a rough estimate used by property investors to model annual holding costs including rates, insurance, maintenance, and property management.
Rates, insurance, property management
Show surplus/shortfall as:
Rental estimates are indicative only. Actual returns will vary based on vacancy, property management fees, maintenance, and market conditions.
Ready to move forward?
We'll help you compare deposit options, repayments, equity release strategies, and lending scenarios tailored to your situation.
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you get in touch with us before taking out a loan so that we can provide you with advice that is tailored to your situation.