Mortgage Broker in Moonee Ponds
Apartments near Puckle Street, period homes on the quieter streets. Some lenders treat the two very differently, and we know which ones.
Apartment and House Loans in Moonee Ponds
Lifestyle Loans is a mortgage broker ten minutes from Moonee Ponds, at 384 Keilor Road in Niddrie. Moonee Ponds buyers split between apartments near Puckle Street and the station, and period homes that sell above $1.5 million. We compare more than 60 lenders, including those whose apartment rules suit smaller units.
Moonee Ponds is about 7 km from the CBD, with Moonee Ponds station on the Craigieburn line and the Route 59 and 82 trams. Meet us at the office or over the phone, and we handle the lender through to settlement.
What It Costs to Buy in Moonee Ponds
At Moonee Ponds' median house price of $1.55M, a buyer with a 20% deposit needs about $402,268, and repayments on the $1.24M loan come to about $7,619 a month.
| Purchase Costs | Median House | Median Unit |
|---|---|---|
| Purchase Price | $1,555,000 | $570,500 |
| $89,268 | $30,868 | |
| Other Costs | $2,000 | $2,000 |
| Total Purchase Cost | $1,646,268 | $603,368 |
| 20% Deposit | ||
| Loan Amount (80%) | $1,244,000 | $456,400 |
| Total Funds Required | $402,268 | $146,968 |
| Monthly Repayment | $7,619 | $2,795 |
What income do you need to buy in Moonee Ponds?
With a 20% deposit, the median house needs a $1.24M loan. Most lenders would want a household income of about $205,000 to $250,000 to support it. For the median unit, the $456,400 loan needs about $75,000 to $90,000.
Median prices from realestate.com.au, sales September 2025 to August 2026, a guide only and not a valuation. Owner occupier, established home, Victorian 2026-27 duty and fees, 30-year principal and interest at an example rate of 6.2% p.a. Excludes lenders mortgage insurance and lender fees. Incomes assume no other debts or dependants. The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you get in touch with us before taking out a loan so that we can provide you with advice that is tailored to your situation.
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“I was quite nervous buying my first house and he was knowledgeable and responsive at answering all my questions which helped ease my nerves and made the whole process smooth and easy.”
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